Last Updated: 01-10-2024

Welcome to Expensio. These terms and conditions ("Agreement") govern your use of the Expensio website, services, and features. By accessing or using Expensio, you agree to comply with and be bound by this Agreement. If you do not agree to these terms, please refrain from using our services.

1. Acceptance of Terms By registering an account, logging in, or otherwise using the services provided by Expensio, you accept these Terms and Conditions in full. If you disagree with any part of the terms, you may not access the platform.
2. User Registration and Accounts Account Creation: To use certain features of our platform, you are required to create an account. You must provide accurate, complete, and up-to-date information during the registration process. Responsibility: You are responsible for maintaining the confidentiality of your login credentials and any activity that occurs under your account. If you suspect unauthorized access to your account, you must notify us immediately. Eligibility: You must be at least 18 years old to register an account on Expensio. By registering, you represent and warrant that you are of legal age and have the capacity to agree to these terms.
3. Use of Services Personal Use: The services provided by Expensio are for personal and business use in managing expenses. Any misuse of the platform for illegal or unauthorized purposes is strictly prohibited. Prohibited Activities: You agree not to use the platform in a way that: Violates any applicable laws or regulations. Attempts to gain unauthorized access to any part of the platform. Uses automated systems (e.g., bots) to extract data from the platform.
4. Privacy Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using the platform, you consent to the collection and use of your data as outlined in our Privacy Policy.
5. Payments and Subscriptions Service Fees: Certain services provided by Expensio may be subject to fees. You agree to pay all applicable fees for your use of premium features or services. Subscription Terms: If you choose to subscribe to any paid plans, you agree to the subscription terms and any renewal provisions. Refunds: All payments are non-refundable unless stated otherwise in our Refund Policy.
6. Content and Intellectual Property User Content: You retain ownership of any data or content you upload to the platform, including expense reports and financial information. By using our platform, you grant us a license to use, store, and process that content in accordance with our services. Platform Content: All intellectual property rights related to the platform, including software, graphics, and trademarks, are owned by Expensio or our licensors. You may not reproduce, distribute, or otherwise use our intellectual property without our express written permission.
7. Termination We reserve the right to terminate or suspend your account at our discretion, without prior notice, if you violate these terms or engage in any activity that disrupts the platform or harms other users.
8. Limitation of Liability To the maximum extent permitted by law, Expensio will not be liable for any indirect, incidental, or consequential damages arising from your use of the platform, including but not limited to data loss, financial loss, or unauthorized access to your account.
9. Indemnification You agree to indemnify and hold harmless Expensio and its affiliates, employees, and licensors from any claims, damages, liabilities, or expenses arising out of your use of the platform, your violation of these terms, or your infringement of any third-party rights.
10. Amendments We reserve the right to update these Terms and Conditions at any time. Any changes will be effective immediately upon posting the updated version on our website. It is your responsibility to review these terms periodically.
11. Governing Law These Terms and Conditions are governed by and construed in accordance with the laws of EU. Any disputes arising from the use of our services will be subject to the exclusive jurisdiction of the courts in EU.
12. Contact Information If you have any questions about these Terms and Conditions, please contact us at contact@expensio-app.com.